Volkswagen Bank

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Used Car PCP Finance Now Available

PCP: Much More Than Finance

The most affordable way to drive a new or used Volkswagen or SEAT.

  • No more residual value worries
  • A new car every 3 years
  • Lower payments & shorter terms
  • Upgrade to a higher specification car for less

How  PCP  Works

Receive a guaranteed future value for your new car to defer until the end of the agreement; this will make your monthly repayments lower

Pay a deposit made up of part exchange or cash – as little as 10%   At the end of your repayment term you have three choices:

  • Pay off the optional final payment so you own the car (or refinance, subject to credit approval)
  • Part-exchange the car for a brand new Volkswagen
  • Return the car to your dealer and pay nothing more (subject to acceptable vehicle condition)

How you Benefit

  • Drive up-to-date technology, safety and styles of latest Volkswagen models
  • Attractively low monthly instalments and deposit
  • Change for a new car more often – avoid increasing running costs
  • Afford a newer car or higher specification model
  • No disposal concerns or costs – ability to handback at contract end (subject to acceptable vehicle condition)
  • Reduce term of funding and defer decision to purchase for three years
  • Guaranteed future value provides full protection from ‘negative equity’ at contract end (subject to acceptable vehicle condition)

“*Total Cost of Credit includes acceptance fee (€75) and completion fee (€75). Minimum deposit is 10%. Subject to lending criteria. This offer is made under a hire purchase agreement. Volkswagen Bank GmbH Branch Ireland is authorised by the Federal Financial Supervisory Authority in Germany and regulated by the Central Bank of Ireland for conduct of business rules.”

Volkswagen Fleet - Fixed cost motoring, set monthy payments

Some of the benefits

  • No risk
  • Off balance sheet funding
  • Terms and conditions apply